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Bad Credit

Most people assume that if they have experienced credit problems in the past, all hope of finding a mortgage is gone. Even if you have had County Court Judgements, Defaults, Mortgage Arrears, or missed payments on Credit Cards, it is still usually possible to find you a suitable mortgage.

So if you have had credit problems in the past, but you are a First Time Buyer, a Home Mover or wish to remortgage, we can help. We can arrange up to 95% mortgages and will search out the best deal for you. Even if you have been repossessed before or you are a discharged bankrupt we can still help.

It is not always necessary for County Court Judgements to be paid off before you can apply for a mortgage.

Interest rates can be higher for people with adverse credit histories, but this depends on the level of adverse credit. Talk to us and we can advise you.

Please be aware that Bankrupts must be discharged before a mortgage can be arranged.

Call us now at The Lending Company for help and advice.

Call now on 01253 399311.