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100% Mortgages

A 100% mortgage is where you require a loan for the full value of the property you want to buy. A 100% mortgage is ideal if you are a first time buyer wanting to get on the housing ladder, but you don't have a deposit.

100% mortgages are not just for first time buyers. There can be many reasons why a deposit is not available.

If you borrow more than 90% of the value of your house, you may be charged a Higher Lending Charge (HLC). This charge reflects the increased risk to the lender when the mortgage is a large proportion of the value of the property.

We can help you to decide if borrowing a 100% of the value of your house is the right choice for you.

Call now on 01253 399311.

Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Abrams Ashton Financial Services Ltd trading as The Lending Company 3-5 Westcliffe Drive, Blackpool Lancs FY3 7BJ | Registered in England & Wales No: 3131325.
The Lending Company is authorised and regulated by the Financial Services Authority. Our FSA registration number is 457722.